Get To Know

Efrain Guzman

Born and raised in the North Rockland New York are. I have served in the US Army, retiring after 20 years and 8 months serving in various positions. Have been a leader and think being a recruiter has driven my goals more because of the various skills I learned helping people achieve their desired life goals. I hold a degree in Business Management, which taught me more in valuing other people and managing my time in a more efficient way. I live locally in the Milford area currently.

My Area of Expertise

Affordability Calculator


Per Month

Based on the average sale price from the MILFORD, PA office

  • Monthly Principal & interest $1,740
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 2.99% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

My Office

406 West Harford Street MILFORD, PA 18337 Office: 570-296-7570
Ruffino Real Estate
Efrain Guzman
My Office
  • Weichert, Realtors®
  • Ruffino Real Estate
  • 406 West Harford Street
  • MILFORD, PA 18337
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Weichert, Realtors® - Ruffino Real Estate

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